by Earl Sanders | Oct 21, 2022 | Uncategorized
No down payment on VA loan – Most home loan programs require you to make at least a small down payment to buy a home. The VA home loan is an exception. Rather than paying 5, 10 or 20 percent of the homes purchase price up front in cash, you can finance up to 100...
by Earl Sanders | Oct 21, 2022 | Uncategorized
1. Protect your windows and doors. Whether with impact-resistant glass or shutters, protecting doors and windows against high winds and flying debris is imperative. Hurricane-force winds can hurl objects that act like bullets. Consider installing shutters or...
by Earl Sanders | Oct 21, 2022 | Uncategorized
Perhaps you’re not feeling candy this year. Don’t worry, there are plenty of things you can give trick-or-treaters instead of the sweet stuff. 1. Glow sticks Could there be a more perfect accessory for Halloween? Kids can light them up with a...
by Earl Sanders | Oct 21, 2022 | Uncategorized
First things first, get motivated. The first supply you need when putting holiday decorations away is a healthy dose of motivation. Plan a day when you can pack away decorations, and do not schedule anything else for that day. Invest in large plastic tubs for...
by Earl Sanders | Oct 21, 2022 | Uncategorized
A parent or responsible adult should always accompany young children on their neighborhood rounds. Obtain flashlights with fresh batteries for all children and their escorts. If your older children are going alone, plan and review the route that is acceptable to you....
by Earl Sanders | Oct 21, 2022 | Uncategorized
1. Pay off any debts to qualify for loan approval – When starting the home buying process your lender will primarily look at this aspect of your finances. Having outstanding debts can interfere with the process as lenders focus...
